Amica Mutual Insurance, founded in 1907, is known for its customer-first approach. Amica provides auto, home, life, and umbrella insurance with a strong reputation for claims satisfaction.
Company Overview
Headquartered in Lincoln, Rhode Island, Amica is a mutual company, meaning policyholders share in profits and benefits. Amica emphasizes excellent customer service and personalized insurance solutions.
Insurance Products and Services
- Auto Insurance: Liability, collision, comprehensive, accident forgiveness, roadside assistance.
- Homeowners Insurance: Dwelling protection, personal property, liability, additional living expenses.
- Life Insurance: Term and whole life
- Umbrella Insurance: Extra liability protection
Why Amica Matters
- Customer-first approach
- High claims satisfaction
- Comprehensive personal coverage
How Amica Works
- Online or agent quotes
- Policy customization
- Payment flexibility
- Claims handled quickly and efficiently
Pros
- Outstanding customer service
- Mutual company benefits
- Flexible coverage options
Cons
- Higher premiums than some competitors
- Limited international coverage
Tips
- Bundle policies for savings
- Review coverage annually
- Consult agents for life and umbrella policies
Conclusion
Amica Mutual Insurance is ideal for customers who value service, reliability, and flexible insurance options. Its mutual structure and reputation for claims satisfaction make it a trusted choice for families.